Is Your Business Undercapitalized?

Capital is the money that kick starts a new company and provides for equipment, offices, and expenses until revenues grow and takeover the funding of the company operations. Capital is not only needed for new companies but also for existing businesses as they elect to invest in new products, replace aging equipment or to ride […]

Should Your Business Produce a Profit?

There continues to be an ongoing argument regarding the profit motive of capitalism. Those against profit argue that owners, significant company executives and shareholders are motivated by greed at the expense of employees in order to line the pockets of a few.  Is this true, an exaggeration or an attempt by special interests (idealogs), to […]

Marketing: Is it the Right Decision?

From time-to-time, I am asked if I would recommend that a company should invest in “marketing?”  If you are in business, obviously you should market your products and services, but the “what, where, how much, how do I know it worked” should go into making that decision. Many companies rushed to the web in the […]

Cash Flow: It’s Dynamic, Not Static

From the time a cash flow report is produced until it is reviewed, it is inaccurate.  It may be accurate enough for decision making when it is produced but it ages quickly.  Each business day (or hour) changes the numbers on the report and consequently your cash flow position.  Effective management of cash flow will […]

Financial Reporting: What is Your Message?

Accounting reports record the financial performance (Profit/Loss) and standing (Balance Sheet) of the company. They provide information to those interested in the financial score of the company and are used, if designed properly, to serve the interests of various audiences. In order to effectively address the questions of each audience you need to understand their […]